Hyundai Bad Credit Financing

Hand Filling Out Financing Document Next to Small Car
Got a low credit score in Montgomery? Or maybe you have no credit history at all? Well, if you still want to get in the Hyundai of your dreams, you’ll be glad to know that the Hyundai experts at Columbia Hyundai know all about bad credit financing. We’re here to get you the car that’s right for you and we believe bad or no credit shouldn’t get in the way. Keep it here for the Columbia Hyundai guide to bad credit financing on new and used Hyundai models.

There’s a Way To Get Better Rates

We’re going to be honest at the outset: if you’ve got bad or no credit, your Mason Hyundai finance agreement will likely come with a higher down payment and interest rates compared to what you’d get with good or excellent credit. Make sure to have a high budget and follow this advice for bad credit financing:

  • Don’t just assume you’ll get turned down and resist the urge to take the first offer you get. It likely won’t be your only option, so ask lots of questions to find the best Hyundai finance deal you can.
  • Repair your bad credit by using your credit card on small bills that are to be paid off promptly.
  • Know your budget and credit score if you’ve got credit. Repeated requests for credit checks will damage your score, so keep your loan applications within a 14 day span to limit the damage to your score.
  • Keep vehicle price negotiation and financing separate. You’ll almost certainly have multiple offers.
  • Be prepared to pay more for your car, as you’ll likely face higher interest rates and a larger down payment.
  • Be sure to consider a lease in the process of looking for your next car. Even if you’re paying a higher upfront price, you’ll pay less in the long term with bad credit.

Hyundai Finance Tips

  • See how much you can pay for your Fairfield car based on your budget.
  • Make a larger down payment if possible.
  • Clean up your credit report to the best of your ability.
  • Make sure not to get too much car for your needs, such as a full-size SUV for a family of three.
  • Look at lease options and used car specials.
  • Be an active participant in the process and ask tons of questions.

Columbia Hyundai Will Get You Financed

Is it time to finance your next car? Come to Columbia Hyundai first for a one-stop shop in auto financing. We’ve got in-house specialists who can help you find the car that’s perfect for you and finance it too! Ready to get started? Contact us and we’ll get a conversation going.

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